Post by joypaultop1 on Jan 16, 2024 5:18:58 GMT
According to data from the AMAT report , during the first four months of 2022, the number of processes initiated for temporary disability due to common contingencies compared to the same period in 2021 increased by 46.21%.
Leaves due to common contingencies affect emplo Fax Lists yees and the activity of your company, so it is necessary to manage them correctly and protect workers. To understand the concept of common contingencies, it is essential to answer questions such as: who covers them? What are common contingencies and how do they differ from professional contingencies? In this post we answer all your questions.
As we said previously, sick leave due to common contingencies affects companies and the people who are part of them.
In this sense, according to the Study of the evolution of mental and behavioral disorders in temporary disability prepared by FREMAP, the average incidence of temporary disability processes due to mental and behavioral disorders showed an increasing trend between the years 2015 and 2021, for all age groups, with an increase of 17.36%.
Table of Contents
What are common contingencies?
What is the common contingency fee?
Who covers common contingencies?
What does the common contingencies base cover?
News in 2023 regarding the contribution for common contingencies
What are common contingencies?
Common contingencies are not defined in the General Social Security Law, but are those circumstances that may give rise to an employee's sick leave that are not due to their work (that is, they refer to cases of common illness or accident. non-work).
For example, it may be an accident that did not occur at work and results in reduced mobility. When a common contingency occurs, the Social Security protection system provides a series of benefits that depend on the circumstances of each worker.
The amount of the economic benefit for common contingencies represents 60% of the regulatory base from the 4th to the 20th day (both inclusive) and 75% of the regulatory base from the 21st day onwards.
What is the common contingency fee?
The concept of “contribution for common contingencies” appears on the payroll of all employees. The common contingencies fee is the percentage that is applied to the contribution base to pay for the aforementioned concept of common contingencies.
That amount is the money that both the worker and the company contribute every month to Social Security, so that if the worker is on sick leave they are protected. In the case of a full-time indefinite contract , the worker must cover 4.70% of the contribution and the company 23.60% (the total is 28.30%).
Who covers common contingencies?
In the case of a leave due to common contingencies, the financial benefit is charged from the fourth day of medical leave (that is, nothing is charged for the first three days, except in the cases that we will see at the end of the article). Payment between the 4th and 15th day of sick leave corresponds to the employer and, from the 16th day onwards, payment corresponds to the National Social Security Institute or the mutual insurance company.
What does the common contingencies base cover?
Common contingencies refer to various situations in which the employee cannot go to work and begins to collect a Social Security benefit, instead of his or her salary. Specifically, the contribution base for common contingencies contributes to the employee receiving benefits in the following cases:
Medical leave due to temporary disability.
Permanent disability resulting from a common illness or a non-work accident.
Risk in pregnancy.
Maternity and paternity.
Healthcare and pharmaceutical benefits.
Widowhood, orphanhood and other death and survival benefits resulting from death, common illness or non-occupational accident.
The amount of the benefit depends on various elements, which are the following:
The employee's base salary.
The degree of inability to carry out work activity.
The recovery time needed.
Leaves due to common contingencies affect emplo Fax Lists yees and the activity of your company, so it is necessary to manage them correctly and protect workers. To understand the concept of common contingencies, it is essential to answer questions such as: who covers them? What are common contingencies and how do they differ from professional contingencies? In this post we answer all your questions.
As we said previously, sick leave due to common contingencies affects companies and the people who are part of them.
In this sense, according to the Study of the evolution of mental and behavioral disorders in temporary disability prepared by FREMAP, the average incidence of temporary disability processes due to mental and behavioral disorders showed an increasing trend between the years 2015 and 2021, for all age groups, with an increase of 17.36%.
Table of Contents
What are common contingencies?
What is the common contingency fee?
Who covers common contingencies?
What does the common contingencies base cover?
News in 2023 regarding the contribution for common contingencies
What are common contingencies?
Common contingencies are not defined in the General Social Security Law, but are those circumstances that may give rise to an employee's sick leave that are not due to their work (that is, they refer to cases of common illness or accident. non-work).
For example, it may be an accident that did not occur at work and results in reduced mobility. When a common contingency occurs, the Social Security protection system provides a series of benefits that depend on the circumstances of each worker.
The amount of the economic benefit for common contingencies represents 60% of the regulatory base from the 4th to the 20th day (both inclusive) and 75% of the regulatory base from the 21st day onwards.
What is the common contingency fee?
The concept of “contribution for common contingencies” appears on the payroll of all employees. The common contingencies fee is the percentage that is applied to the contribution base to pay for the aforementioned concept of common contingencies.
That amount is the money that both the worker and the company contribute every month to Social Security, so that if the worker is on sick leave they are protected. In the case of a full-time indefinite contract , the worker must cover 4.70% of the contribution and the company 23.60% (the total is 28.30%).
Who covers common contingencies?
In the case of a leave due to common contingencies, the financial benefit is charged from the fourth day of medical leave (that is, nothing is charged for the first three days, except in the cases that we will see at the end of the article). Payment between the 4th and 15th day of sick leave corresponds to the employer and, from the 16th day onwards, payment corresponds to the National Social Security Institute or the mutual insurance company.
What does the common contingencies base cover?
Common contingencies refer to various situations in which the employee cannot go to work and begins to collect a Social Security benefit, instead of his or her salary. Specifically, the contribution base for common contingencies contributes to the employee receiving benefits in the following cases:
Medical leave due to temporary disability.
Permanent disability resulting from a common illness or a non-work accident.
Risk in pregnancy.
Maternity and paternity.
Healthcare and pharmaceutical benefits.
Widowhood, orphanhood and other death and survival benefits resulting from death, common illness or non-occupational accident.
The amount of the benefit depends on various elements, which are the following:
The employee's base salary.
The degree of inability to carry out work activity.
The recovery time needed.